Published: Sep 22, 2024
How to Legally Get Your Medical Bills Forgiven by Non-Profit Hospitals
Updated Tuesday, August 27, 2024 at 12:00 AM CDT
Did you know that most hospitals in America are non-profits and have to offer financial assistance or charity care policies? This information might seem too good to be true, but it’s completely legitimate and could save you thousands of dollars in medical bills.
Here’s a step-by-step guide on how you can potentially get your medical bills forgiven:
1. **Identify Your Hospital**: Start by typing the name of your hospital followed by "financial assistance" in your search engine. The top link should direct you to the hospital's financial assistance page.
2. **Find the Application and Policies**: Look for financial assistance applications and policies on the hospital's website.
3. **Check the Sliding Scale**: Most hospitals use a sliding scale based on the federal poverty guidelines. For instance, if your income falls between 0 to 300% of the federal poverty guidelines, the hospital might forgive 100% of your medical bills. For a single person, this could be an income up to $37,470.
4. **Submit the Necessary Documents**: If you believe you qualify, gather your financial documents such as pay stubs, tax returns, and any other required paperwork. Submit these along with the financial assistance application to the hospital.
In the video from Imgur titled "We should share as many people as possible who might need medical bill help," the speaker emphasizes the importance of sharing this information. They even run a non-profit organization to assist those in need. You can direct message them for help.
### Real-Life Experiences
- One user shared that their daughter needed surgery and was referred to The Scottish Rite in Dallas. Despite earning over $75k, the hospital classified them as "financially destitute" and didn’t charge them a penny.
- Another person recounted how they had an ER visit for a kidney stone, and the CT scan alone cost $1,400. By submitting a form with two check stubs, they owed nothing.
### Reactions and Insights
- Some users verified the information, stating that this method is legitimate, and they know people who have had 100% of their medical bills forgiven.
- One user pointed out that more hospitals are becoming "Not-for-profit," which may have different requirements and could change the landscape in the coming years.
- A few comments highlighted the challenges, such as hospitals requiring upfront payments based on estimates, which are not subject to the write-off requirements.
### Conclusion
This valuable piece of information could be a lifesaver for many. If you or someone you know is struggling with medical bills, it’s worth checking out the financial assistance policies of your local non-profit hospital. With a bit of research and the right documentation, you could have your medical bills forgiven legally. Don't hesitate to share this information far and wide to help those in need.
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View source: Imgur
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