Florida Insurance Scandal: Whistleblowers Reveal Altered Hurricane Ian Damage Reports

In a shocking revelation, insurance adjusters in Florida have accused multiple insurance companies of altering damage reports following Hurricane Ian. These allegations suggest a systematic effort to underpay homeowners for the extensive damage caused by the devastating storm.

Hurricane Ian, which hit Southwest Florida with unprecedented 150 mph winds, left a trail of destruction in its wake. Jeff Rapkin, an adoption attorney from Northport, Florida, captured the chaos from his porch, showing trees uprooted and roofs torn apart. The Rapkin family's experience was harrowing; their steel roof was ripped off, and the interior of their home was severely damaged. Despite having weathered numerous hurricanes before, Ian proved to be an entirely different beast, leaving the family in dire straits for 11 grueling hours.

The aftermath was equally challenging. The Rapkins contacted their insurance company, Heritage, to start the claims process. However, what should have been a straightforward procedure turned into a nightmare. According to whistleblowers—licensed adjusters who have come forward—various insurance carriers, including Heritage, manipulated damage assessments to minimize payouts to policyholders. These insiders claim that the reports were altered systematically to benefit the insurance companies at the expense of homeowners who had faithfully paid their premiums for years.

The full extent of the damage caused by Hurricane Ian is still emerging, and the revelations of altered reports have added an additional layer of complexity to the rebuilding process for thousands of affected families. This scandal has not only eroded trust in the insurance industry but also raised questions about regulatory oversight and the ethical responsibilities of insurance providers.

For a deeper look into this unfolding scandal and to hear directly from the whistleblowers, watch the full report on 60 Minutes. This investigative piece uncovers the disturbing practices within the insurance industry and gives a voice to those fighting for justice.

Discover more by watching the full story on 60 Minutes' YouTube channel.

[Watch the Full Episode Here](http://cbsn.ws/1Qkjo1F)