Basic Income Allowance for Terminally Ill Individuals: A Step Towards Compassionate Care

The Case for Basic Income Allowance

The discussion surrounding the provision of a basic income allowance for terminally ill individuals is gaining momentum. Advocates argue that such an allowance should cover essential living costs, including housing, food, electricity, water, and some additional expenses for leisure or unexpected costs. This financial support would provide much-needed relief to individuals facing the emotional and physical challenges of a terminal illness.

Supporters suggest that the allowance should be available to anyone with a prognosis of less than three years to live. This would ensure that individuals can spend their remaining time without the added burden of financial stress. In cases where a terminally ill person recovers or lives longer than expected, a grace period of three months would be provided to help them transition back to work.

Real-Life Impacts and Global Examples

One supporter shared a personal story about their terminally ill father, who has been stressed about money. They believe that a basic income allowance would be a basic human right for him, allowing him to focus on his health and well-being. This sentiment is echoed by many who see the financial struggles of terminally ill individuals as an unnecessary and cruel burden.

In Sweden, a system called "sjukpenning" provides financial support for people unable to work due to illness, including terminal illnesses. This system requires a referral from a doctor to confirm the person's inability to work and also covers non-terminal illnesses and conditions that impact a person's ability to work, such as burnout or extreme anxiety. The Swedish model demonstrates a compassionate approach to supporting those who are unable to work due to health reasons.

Opposing Views and Implementation Challenges

Despite the strong support, there are opposing views on the proposal. Some argue that they should not have to pay for someone else's living expenses while they work hard to support their own family. They believe that death is a natural part of life and prefer to support initiatives like children's school lunches over providing basic income to terminally ill individuals.

Additionally, there are concerns about the practical implementation of such a system. One critic pointed out that diseases do not progress consistently, and prognoses can be inaccurate, making it difficult to implement the system effectively. They shared a personal story where their grandfather outlived his cancer prognosis by thirteen years, highlighting the unpredictability of terminal illnesses.

Comparing Systems: Sweden vs. the United States

In the United States, there is a system called SSDI (Social Security Disability Insurance) for people unable to work due to illness, including terminal illnesses. However, the SSDI process can be slow, even if the case is fast-tracked, causing delays in providing support to those in need. The US system is also criticized for being clogged with people trying to take advantage of free money, making it inefficient.

In contrast, the Swedish system, sjukpenning, translates roughly to "sick written," indicating a formal acknowledgment of the person's inability to work. This system is designed to ensure that individuals can focus on their well-being and quality of life rather than financial stress. The Swedish model could serve as an inspiration for other countries considering similar proposals.

Ensuring Financial Stability for Terminally Ill Individuals

The original proposal emphasizes that terminally ill people should not have to worry about financial stability during their remaining time. It suggests that the basic income allowance should be provided regardless of the person's age or existing savings. This would ensure that all individuals facing terminal illnesses can live their remaining days with dignity and peace of mind.

Ultimately, the aim of the proposal is to ensure that terminally ill individuals can focus on their well-being and quality of life rather than financial stress. By providing a basic income allowance, society can show compassion and support to those in their most vulnerable moments, allowing them to live their remaining days with dignity and comfort.